Rekord AI. Credit, explained.
Institutional underwriting that runs inside your own infrastructure. It scores each counterparty, explains every factor behind the decision, and emits a cryptographic audit trail, with your data staying inside your perimeter.
Underwriting you can defend.
Explainable by default
Every score shows the factors behind it, ready for a credit committee or a regulator.
Runs in your perimeter
Rekord AI runs inside your own infrastructure, so your data stays with you.
Factor-attributed scores
Each decision breaks down to the inputs that drove it, with weights you can inspect.
Provable decisions
Every score emits a cryptographic proof, so any decision can be reconstructed later.
Connects to your stack
It reads your own data, bureau feeds, and bank integrations directly.
Institutional by design
Underwriting tuned to institutional credit standards.
From data to proven score.
Plug into your data
Rekord AI connects to your data sources, bureau feeds, and bank integrations inside your perimeter.
Underwrite the counterparty
It scores each position against institutional credit standards.
See every factor
The scorecard attributes the decision to the inputs that drove it, with weights you can inspect.
Leave an audit trail
Every score emits a cryptographic proof, anchored for verification later.
Built for the underwriting desk.
Rekord AI is for the institutions that underwrite credit and need every decision explainable and provable.
Credit funds
Underwrite positions with scores you can defend.
Private lenders
Faster decisions, fully attributable.
Originators
Score counterparties without exposing their data.
Risk teams
Inspect the factors behind every decision.
Auditors
Reconstruct any score from its proof.
Part of the Rekord stack.
Rekord AI underwrites what flows into Rekord Vaults, and every score it emits is anchored by Rekord Kloud, so the people who rely on a decision can verify it themselves.
Frequently asked questions
What is Rekord AI?
Rekord AI is institutional credit-underwriting software that runs inside your own infrastructure. It scores each counterparty, explains every factor behind the decision, and emits a cryptographic audit trail — while your data stays inside your perimeter.
Why "explainable" underwriting?
Every score breaks down to the factors and weights that drove it, ready for a credit committee or a regulator — not black-box model output.
Does my data leave my environment?
No. Rekord AI runs inside your own infrastructure, so your data stays with you. It connects directly to your data sources, bureau feeds, and bank integrations.
How is a score made verifiable?
Every score emits a cryptographic proof, anchored by Rekord Kloud, so any decision can be reconstructed and verified later.
Who is Rekord AI for?
Institutions that underwrite credit — credit funds, private lenders, originators, risk teams, and the auditors who review their decisions.