# Rekord

> Rekord provides USD yield from tokenized real-world-asset (RWA) private credit. Onchain capital funds offchain businesses — insured receivables, real-asset lending, and structured private credit — with cryptographic proof at every step. Operated by Rekord AG, Zug, Switzerland. For qualified counterparties only.

## Products
- [Rekord Vaults](https://www.rekord.io/vaults/): The yield product. Deposit stablecoins or digital assets and earn USD returns from a curated, underwritten mix of real-world private credit.
- [Rekord AI](https://www.rekord.io/ai/): The underwriting layer. Explainable, factor-attributed credit scoring for private-credit assets.
- [Rekord Kloud + Proof Console](https://www.rekord.io/kloud/): The proof layer. On-chain attestation and anchoring so collateral, cashflow, and strategy records are audit-ready by design rather than at quarter-end.

## Solutions
- [For stablecoin holders](https://www.rekord.io/stablecoin-holders/): Put idle stablecoins to work in real-world private credit, uncorrelated to on-chain lending markets.
- [For digital asset holders](https://www.rekord.io/digital-assets/): Open a USD credit line against your crypto without selling it and without giving up custody.

## Learn
- [Education Hub](https://www.rekord.io/education-hub/): Plain-English guides to private credit, real-world assets (RWA), stablecoin yield, and on-chain proof/attestation.
- [Research](https://www.rekord.io/research/): Data-first reports, including the State of RWA report.
- [Blog](https://www.rekord.io/blog/): Analysis and updates.

## Company
- [About Rekord](https://www.rekord.io/about/): The "Provable Finance" thesis and the team.
- [Contact](https://www.rekord.io/contact/): Talk to the desk.

## Key concepts
- Tokenized private credit: private-credit loans (to real businesses) represented on-chain, typically yielding more than tokenized treasuries because they carry credit rather than rate risk.
- Proof of reserves / on-chain attestation: cryptographic evidence that the collateral and cashflows backing a position exist and are current — continuous, not a point-in-time audit.